This could be a hypertrophic scar from the piercing, or a skin tag as you say. I can’t think of anything in that area being painless…ouch! Why don’t you just see your doctor, especially since you don’t really know what it is. The doctor may be able to quickly snip it off or maybe he needs to biopsy. There are some remover prescription salves and then there are the little freezing techniques. The doc should know what’s best for your situation. I’d **** to see you try something at home and then end up in a worse position with all of it.

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